Note to readers: Manilla is no longer in business.
If your New Year’s resolution for 2013 was to keep better track of your finances or you’re looking for a way to be better organized this tax season, you should check out Manilla. Manilla is a free service to help you avoid late fees and monitor your finances, bills, rewards programs, daily deals and subscriptions from your computer, smartphone or tablet.
What Is Manilla
Manilla is a free service that helps you manage your bills, finances, rewards programs, subscription services and bills. You link your accounts to Manilla to manage them from one site. You can monitor activity, get reminders, organize your statements and sign into your accounts with Manilla.
You can link accounts such as your mobile phone bill, utilities, cable TV, bank, 401(k), frequent flyer, daily deals and other accounts. Manilla supports over 3500 businesses so you can connect your accounts easily.
With Manilla you don’t have to worry about remembering lots of passwords to different accounts. As long as you remember your Manilla password, you can access your linked accounts through Manilla.
Manilla stores your monthly bills with unlimited storage so come tax time, you can have easy access to your bills from one spot.
Here’s a video from Manilla showing how the service works:
According to a study conducted by Manilla last month, 65% of its users found that visiting their financial websites through Manilla was easier then visiting the sites individually. Manilla also said that 65% of its users said that they argued with their spouses over finances (no word on whether it was the same 65% as those who found Manilla convenient) and 81% of respondents said that financial organization services such as Manilla can help minimize money arguments.
Advantages of Using Manilla
Organize Your Finances
Manilla lets you access all of your finances, subscriptions, bills, loyalty rewards and other services from one site. When you sign up with Manilla you link your accounts to Manilla so you have a single log in to access all of your accounts.
You can manage your frequent traveler rewards, renew expiring subscriptions, bills, Netflix account and other information wherever you’re connected to the Internet.
Manilla stores your bills so you can have records of your transactions and access them when you’re at the office, at home or traveling. You don’t have to worry about shredding your bills or trying to find them later when you need them.
When it’s time to gather information to prepare your tax return, you can access your bills and other financial information through Manilla.
Avoid Late Fees
Manilla can send you reminders ahead of due dates for bills, expiration dates for Groupon and LivingSocial, and renewal dates for magazines and other subscription services. You can be reminded through email, text message and/or a mobile app notification.
Access Your Information from Anywhere
If you travel a lot or need to access your information when you’re on the go, Manilla can be very useful. You can log into Manilla from any computer and access your Manilla account from an app on your smartphone or tablet.
Having your financial accounts in one place means that security is of utmost importance. According to Manilla, “To ensure that your account is always secure, Manilla uses multiple levels of physical security including biometric validation as well as AES 256-bit encryption. Our policies and security posture are monitored and verified by TRUSTe, Norton Secured, McAfee and other security agencies.” In other words, Manilla takes security very seriously and verifies its security with third party firms.
Manilla is password protected. When you log into your account for the first time from a device, you will be asked a security question to confirm your identity.
Manilla also helps you manage your accounts on the go. If you’re a frequent traveler or appreciate the convenience of accessing your accounts when you’re away from your computer, you’ll want to get the Manilla mobile app. The app is free for:
- iPhone, iPad and iPod Touch at the iTunes App Store
- Android Devices at Google Play
- Kindle Fire and Android Devices at the Amazon Appstore
The app can also notify you ahead of time when a bill is due or a subscription needs to be renewed.
What Else You Should Know
When you sign up for Manilla and link your accounts, you agree to switch to paperless billing with their billing partners: AT&T, Citibank, Comcast and DIRECTV. Manilla is free because its partners pay for the service. Companies want you to get rid of paper bills because it costs them 75¢ per bill to mail you a paper copy, according to Manilla. By signing up with Manilla you are agreeing to switch to paperless bills with partner accounts that you link.
If don’t have accounts with these companies, you’re already paperless with these companies or you want to go paperless to help save the Earth’s forests, then this may not be a factor. But if you want to continue getting paper bills from these companies, then you probably shouldn’t link these accounts to Manilla.
Manilla is available for US billers only.
Signing Up for Manilla
To sign up for Manilla go to manilla.com and start linking your accounts. The site starts by asking for your mobile phone account, then you can go on to link other accounts. You can search for businesses by name, alphabetically or by category.
The video posted above says that signing up takes 90 seconds. That is true if you remember your passwords to your accounts. If not, you’ll have to figure out your passwords, which could take some time. The good news is that once you link your accounts to Manilla, you may not need those account passwords again, at least not for a while.
To stay organized, avoid late fees, have access to your account information on the go, and perhaps avoid arguments with your spouse, check out Manilla.
Do you hate paying late fees? Have you ever had a Groupon deal expire because you forgot to use it? Have you ever had to hunt for an old bill? As you’re preparing your taxes, do you wish you had a place to organize your bills? Would you find Manilla’s services helpful? Let us know in the Comments section below!